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You are viewing rates from banks across Palm Beach Gardens
Below are 5-year CD Rates from banks that are located in Palm Beach Gardens, { Florida}. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.
Palm Beach Gardens, FL - August 1, 2025
5 Year CD National Average : 0.92% ?
Banks | APY | MIN | MILES ? | |
---|---|---|---|---|
4.20% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 730 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.20% |
$1,000 |
- |
Learn More
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4.15% |
$0 |
- |
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Rate History: 4.00% → 4.15% |
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mcriss | Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More |
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4.15% |
$500 |
- |
Learn More
|
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Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.15% |
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adirondackgirl | Oct 29, 2018 I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago Read More |
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4.10% |
$500 |
- |
Learn More
|
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Rate History: 3.75% → 4.25% → 4.30% → 4.15% → 4.10% |
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HonestReview | Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More |
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4.10% 3.60% |
$2,500 $2,501 |
- |
Learn More
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Rate History: 4.20% → 3.75% → 4.00% → 4.15% → 4.10% |
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Jim Doe | Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More |
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4.10% |
$5,000 |
- |
Learn More
|
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Rate History: 3.50% → 4.00% → 4.15% → 4.10% |
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Richard | Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More |
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4.06% 3.65% |
$50,000 $2,000 |
- |
Learn More
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Rate History: 2.93% → 4.50% → 4.47% → 4.32% → 4.06% |
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4.05% |
$25,000 |
- |
Learn More
|
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.05% 3.70% |
$100,000 $1,000 |
- |
Learn More
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4.04% 3.89% |
$100,000 $2,000 |
- |
Learn More
|
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Rate History: 4.04% → 3.99% → 3.89% → 3.73% → 4.04% |
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4.04% |
$1,000 |
- |
Learn More
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4.02% |
$500 |
- |
Learn More
|
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4.00% |
$1,000 |
- |
Learn More
|
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Rate History: 4.21% → 3.45% |
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4.00% |
$1,500 |
- |
Learn More
|
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Early withdrawal penalty is 365 days interest. |
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m abram | Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More |
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4.00% |
$25,000 |
- |
Learn More
|
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Rate History: 3.05% → 3.50% → 4.11% → 4.00% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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4.00% |
$500 |
- |
Learn More
|
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Early Withdrawal Penalty is 90 days interest. |
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JBaker65 | May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More |
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4.00% |
$5,000 |
- |
Learn More
|
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Rate History: 3.90% → 3.85% → 4.00% → 3.95% → 4.00% |
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4.00% |
$1,000 |
- |
Learn More
|
|
Frank | Apr 8, 2019 Their online interface is circa 2004. They limit the number of accounts you can set up for ACH. And they sit on ACH transfers.... for days. Not sure if the good rates are worth it. Read More |
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4.00% |
$250 |
- |
Learn More
|
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Rate History: 4.50% → 3.50% → 4.00% |
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4.00% |
$1,000 |
- |
Learn More
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4.00% |
$100 |
- |
Learn More
|
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3.97% |
$1,000 |
- |
Learn More
|
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Early Withdrawal Penalty is 360 days interest. |
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Beenthere | Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More |
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3.91% |
$500 |
- |
Learn More
|
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Early Withdrawal Penalty is 90 days interest. |
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Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
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3.87% |
$10,000 |
- |
Learn More
|
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Rate History: 4.49% → 4.44% → 4.28% → 4.07% → 3.87% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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3.83% |
$1,000 |
- |
Learn More
|
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Rate History: 4.75% → 4.65% → 4.55% → 4.17% → 3.83% |
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VINCEMUNIZ@Q.COM | Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More |
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3.80% |
$5,000 |
- |
Learn More
|
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Early Withdrawal Penalty is 6 Months' Interest. |
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jp2 | Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More |
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3.80% |
$2,500 |
- |
Learn More
|
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Rate History: 4.00% → 3.85% → 3.75% → 3.80% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$1,000 |
- |
Learn More
|
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3.76% |
$2,500 |
- |
Learn More
|
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Rate for Senior Citizens is 1.11% APY. |
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3.75% |
$0 |
- |
Learn More
|
|
Chris | Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More |
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3.75% |
$500 |
- |
Learn More
|
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Rate History: 4.10% → 4.00% → 3.80% → 3.60% → 3.75% |
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A Terkowitz | Feb 15, 2024 best bank on the list but no longer the most competitive Read More |
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3.75% 3.40% |
$100,000 $500 |
- |
Learn More
|
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Rate History: 4.00% → 4.25% → 4.00% → 3.75% |
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3.75% |
$1,000 |
- |
Learn More
|
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Early Withdrawal Penalty is 180 days interest. |
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Yat 1965 | Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More |
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3.75% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.50% → 4.00% → 3.90% → 3.75% |
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Dr. E. F. Ayers; e.f.ayers@outlook.com | Oct 2, 2015 I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More |
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3.75% |
$1,000 |
- |
Learn More
|
|
ltriemer | Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More |
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3.75% |
$1,000 |
- |
Learn More
|
|
3.75% |
$10 |
- |
Learn More
|
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Stephen Clinton | Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More |
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3.75% |
$1,000 |
- |
Learn More
|
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Warning: Early withdrawal penalty is 3.00%. |
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denied_soft_credit_pull | Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More |
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3.75% |
$500 |
- |
Learn More
|
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Early Withdrawal Penalty is 6 months interest. |
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George Adams | Jun 8, 2016 When is your next shred date @Ramtown? Read More |
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3.75% |
$500 |
- |
Learn More
|
|
3.75% |
$500 |
- |
Learn More
|
|
Rate History: 4.50% → 4.25% → 4.00% → 3.75% |
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3.75% |
$1,000 |
- |
Learn More
|
|
Rate History: 4.47% → 4.37% → 4.11% → 3.96% → 3.75% |
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3.70% |
$10,000 |
- |
Learn More
|
|
dennisphillipslee@gmail.com | Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More |
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3.69% |
$500 |
- |
Learn More
|
|
Rate History: 4.03% → 4.24% → 3.90% → 3.80% → 3.69% |
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yomama200 | Mar 16, 2022 by how much? Read More |
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3.65% |
$500 |
- |
Learn More
|
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Rate History: 3.60% → 3.75% → 3.65% → 1.25% → 3.65% |
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TJK | Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More |
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3.65% |
$500 |
- |
Learn More
|
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Rate History: 3.65% → 3.60% → 3.60% → 3.75% → 3.65% |
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richardw9 | Jan 30, 2025 I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. ... Read More |
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3.65% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.10% → 2.15% → 2.10% → 3.65% |
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pagehelen2@gmail.com | Mar 10, 2021 Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More |
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3.60% |
$1,000 |
- |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
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Rob H. | Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More |
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3.56% |
$1,000 |
- |
Learn More
|
|
3.55% |
$500 |
- |
Learn More
|
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Rate History: 1.26% → 2.02% → 3.55% |
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ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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3.55% |
$1,000 |
- |
Learn More
|
|
3.55% |
$250 |
- |
Learn More
|
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Rate History: 3.03% → 3.55% |
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3.51% |
$10,000 |
- |
Learn More
|
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Warning: Early withdrawal penalty is 2% of principal |
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Hello VirtualBank? | Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More |
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3.50% |
$2,500 |
- |
Learn More
|
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Rate History: 3.90% → 3.75% → 3.50% → 3.40% → 3.50% |
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AVOID_ READ_CAREFULLY | Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More |
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3.50% |
$1,000 |
- |
Learn More
|
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Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. |
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smithy1968 | Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More |
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3.50% |
$0 |
- |
Learn More
|
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Early Withdrawal Penalty is 6 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.50% |
$1,000 |
- |
Learn More
|
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Rate History: 1.00% → 3.50% |
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3.50% |
$0 |
- |
Learn More
|
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Rate History: 3.90% → 3.60% → 3.50% → 3.40% → 3.50% |
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Rad | Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More |
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3.50% |
$1,000 |
- |
Learn More
|
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Rate History: 2.27% → 3.95% → 2.27% → 3.50% |
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3.50% |
$500 |
- |
Learn More
|
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Rate History: 3.50% → 4.00% → 3.75% → 3.50% |
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3.50% |
$1,000 |
- |
Learn More
|
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Rate History: 3.75% → 3.50% |
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3.50% |
$1,000 |
- |
Learn More
|
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Rate History: 1.00% → 4.50% → 3.75% → 3.50% |
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3.50% |
$2,000 |
- |
Learn More
|
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Rate History: 0.50% → 0.40% → 3.50% → 3.25% → 3.50% |
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3.50% |
$500 |
- |
Learn More
|
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Rate History: 2.75% → 2.75% → 4.00% → 3.75% → 3.50% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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3.50% |
$0 |
- |
Learn More
|
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Rate History: 4.00% → 3.90% → 3.75% → 3.50% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.50% |
$2,500 |
- |
Learn More
|
|
Rate History: 3.55% → 3.50% |
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3.50% |
$500 |
- |
Learn More
|
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3.50% |
$1,000 |
- |
Learn More
|
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3.50% |
$500 |
- |
Learn More
|
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Rate History: 4.00% → 3.75% → 3.50% |
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Mike Brown | Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More |
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3.50% |
$500 |
- |
Learn More
|
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Rate History: 1.00% → 2.80% → 4.00% → 3.75% → 3.50% |
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3.49% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.36% → 2.52% → 2.78% → 3.49% |
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Theresa | Jun 25, 2019 can I cash my Progressive Insurance claim check Read More |
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3.45% |
$1,000 |
- |
Learn More
|
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Rate History: 3.95% → 3.85% → 3.80% → 3.45% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.45% |
$1,000 |
- |
Learn More
|
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Rate History: 3.95% → 3.85% → 3.80% → 3.45% |
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3.44% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.55% → 3.44% |
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3.44% |
$500 |
- |
Learn More
|
|
3.40% |
$2,500 |
- |
Learn More
|
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Early Withdrawal Penalty is 180 days interest. |
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overdrawn | Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More |
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3.40% |
$500 |
- |
Learn More
|
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Rate History: 1.75% → 3.80% → 3.65% → 3.45% → 3.40% |
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3.40% |
$500 |
- |
Learn More
|
|
Rate History: 3.50% → 4.00% → 3.70% → 3.40% |
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3.40% |
$500 |
- |
Learn More
|
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Rate History: 2.75% → 4.00% → 3.40% |
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3.40% |
$500 |
- |
Learn More
|
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Rate History: 2.90% → 3.30% → 3.40% |
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Savvysaver | Jun 25, 2020 Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More |
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3.35% |
$1,000 |
- |
Learn More
|
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Rate History: 2.52% → 3.00% → 3.40% → 3.25% → 3.35% |
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3.35% |
$250,000 |
- |
Learn More
|
|
Rate History: 3.45% → 3.65% → 3.35% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.35% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.50% → 3.35% |
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3.35% |
$100 |
- |
Learn More
|
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Rate History: 3.70% → 3.75% → 3.85% → 3.75% → 3.35% |
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an | Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More |
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3.35% |
$500 |
- |
Learn More
|
|
Rate History: 4.07% → 3.71% → 3.51% → 3.35% |
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3.35% 3.30% |
$100,000 $500 |
- |
Learn More
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3.34% |
$500 |
- |
Learn More
|
|
Rate History: 1.00% → 3.34% |
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3.30% |
$500 |
- |
Learn More
|
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Rate History: 2.90% → 3.30% |
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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3.30% |
$500 |
- |
Learn More
|
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3.29% |
$500 |
- |
Learn More
|
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3.29% |
$500 |
- |
Learn More
|
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Rate History: 2.02% → 2.52% → 3.03% → 3.29% |
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3.29% |
$10,000 |
- |
Learn More
|
|
Rate History: 4.25% → 3.29% |
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Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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3.25% |
$0 |
- |
Learn More
|
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Early Withdrawal Penalty is 180 days interest. |
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LenaL | May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More |
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3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 0.25% → 3.29% → 3.25% |
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3.25% |
$5,000 |
- |
Learn More
|
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3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.00% → 3.25% |
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3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.00% → 3.25% → 2.00% → 3.25% |
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3.25% |
$1,000 |
- |
Learn More
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3.25% |
$1,000 |
- |
Learn More
|
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Shawn | Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More |
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3.25% |
$500 |
- |
Learn More
|
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Richard Cushing | Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More |
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3.25% |
$500 |
- |
Learn More
|
|
3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 0.40% → 3.25% |
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3.25% |
$500 |
- |
Learn More
|
|
Rate History: 3.60% → 3.70% → 4.00% → 3.25% |
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James A. Elder | Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More |
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3.25% |
$500 |
- |
Learn More
|
|
3.25% |
$500 |
- |
Learn More
|
|
Rate History: 1.00% → 3.49% → 3.25% |
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larry | Feb 25, 2016 What's your phone number? Read More |
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3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 4.25% → 3.75% → 3.50% → 3.25% |
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opal@8 | Dec 13, 2019 yes good Read More |
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3.25% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.00% → 4.00% → 3.50% → 3.25% |
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lrcbob | Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More |
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3.23% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.86% → 3.61% → 3.23% |
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3.20% |
$500 |
- |
Learn More
|
|
Rate History: 3.95% → 3.20% |
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3.20% |
$500 |
- |
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|
|
Rate History: 3.20% → 3.35% → 3.20% |
||||
3.20% |
$1,000 |
- |
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|
|
Rate History: 0.50% → 3.20% |
||||
3.20% |
$500 |
- |
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|
|
Rate History: 2.95% → 3.20% |
||||
3.20% |
$500 |
- |
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|
|
Rate History: 4.20% → 4.30% → 3.80% → 3.70% → 3.20% |
||||
3.15% |
$1,000 |
- |
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|
|
3.10% |
$10,000 |
- |
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|
|
Rate History: 2.02% → 2.00% → 3.25% → 3.10% |
||||
Carrandrewb | Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More |
||||
3.10% |
$1,000 |
- |
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|
|
Rate History: 2.85% → 3.10% |
||||
RS | Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More |
||||
3.05% |
$5,000 |
- |
Learn More
|
|
Rate History: 3.82% → 3.56% → 3.30% → 3.05% |
||||
3.05% 3.00% |
$99,999 $500 |
- |
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|
|
3.05% |
$1,000 |
- |
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|
|
Rate History: 3.82% → 3.51% → 3.56% → 3.05% |
||||
sur | Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More |
||||
3.04% |
$500 |
- |
Learn More
|
|
Rate History: 0.40% → 0.30% → 3.55% → 3.04% |
||||
3.03% |
$1,000 |
- |
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|
|
Rate History: 0.75% → 3.03% |
||||
3.02% |
$500 |
- |
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|
|
Rate History: 3.02% → 2.77% → 3.02% |
||||
3.02% |
$1,000 |
- |
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|
|
Rate History: 3.01% → 4.01% → 2.51% → 3.02% |
||||
3.00% |
$2,000 |
- |
Learn More
|
|
Rate History: 2.50% → 2.45% → 2.95% → 3.50% → 3.00% |
||||
3.00% |
$500 |
- |
Learn More
|
|
Early Withdrawal Penalty is 30 months interest. |
||||
3.00% |
$5,000 |
- |
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|
|
Early Withdrawal Penalty is 12 months interest. |
||||
3.00% |
$500 |
- |
Learn More
|
|
Rate History: 2.50% → 3.00% |
||||
3.00% |
$1,000 |
- |
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|
|
Rate History: 1.67% → 2.69% → 2.59% → 3.00% |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
3.00% |
$500 |
- |
Learn More
|
|
Rate History: 3.00% → 3.25% → 3.00% |
||||
wwchinski@verizon.net | Jul 11, 2018 cd rates Read More |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.85% → 3.50% → 3.25% → 3.00% |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.02% → 3.50% → 3.00% |
||||
3.00% |
$0 |
- |
Learn More
|
|
Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
Sanshir | Sep 14, 2023 Used them my whole life! Great little bank! Read More |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 0.50% → 3.75% → 4.00% → 3.00% |
||||
Jacob | Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.85% → 3.00% |
||||
3.00% |
$500 |
- |
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|
|
3.00% |
$0 |
- |
Learn More
|
|
3.00% |
$500 |
- |
Learn More
|
|
Rate History: 1.70% → 3.00% |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.00% → 0.60% → 2.00% → 0.60% → 3.00% |
||||
Papa | Jul 31, 2020 Reduced savings rate from 1.88% to .75% a day after I deposited a substantial amount of money and no notice given or reduction in rate told to me Read More |
||||
3.00% |
$500 |
- |
Learn More
|
|
Douglas H | Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More |
||||
3.00% |
$500 |
- |
Learn More
|
|
Rate History: 4.30% → 3.50% → 3.00% |
||||
JuanVelasco | Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More |
||||
3.00% |
$1,000 |
- |
Learn More
|
|
3.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.75% → 2.65% → 3.00% |
||||
3.00% 2.60% |
$100,000 $1,000 |
- |
Learn More
|
|
Rate History: 3.50% → 3.25% → 3.00% |
||||
2.92% |
$10,000 |
- |
Learn More
|
|
2.90% 2.00% |
$501 $500 |
- |
Learn More
|
|
Rate History: 3.10% → 2.90% |
||||
2.85% |
$0 |
- |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
||||
Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
||||
2.85% 2.25% |
$100,000 $1,000 |
- |
Learn More
|
|
Rate History: 3.00% → 2.85% |
||||
2.78% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.01% → 1.76% → 2.78% |
||||
2.78% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.02% → 2.78% |
||||
2.75% |
$5,000 |
- |
Learn More
|
|
james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
||||
2.75% |
$500 |
- |
Learn More
|
|
Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
||||
2.75% |
$1,000 |
- |
Learn More
|
|
Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
||||
2.75% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.25% → 1.26% → 2.75% |
||||
2.75% |
$1,000 |
- |
Learn More
|
|
2.75% |
$5,000 |
- |
Learn More
|
|
Rate History: 3.00% → 2.75% |
||||
Dana E. | Mar 20, 2016 Good solid bank. Read More |
||||
2.73% |
$500 |
- |
Learn More
|
|
Rate History: 2.02% → 3.56% → 2.73% |
||||
2.73% |
$500 |
- |
Learn More
|
|
2.70% |
$500 |
- |
Learn More
|
|
Rate History: 3.10% → 3.15% → 3.00% → 2.70% |
||||
2.68% 2.42%2.17% |
$250,000 $10,000$1,000 |
- |
Learn More
|
|
2.68% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.22% → 1.97% → 1.92% → 1.76% → 2.68% |
||||
2.53% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.05% → 2.53% |
||||
2.52% |
$500 |
- |
Learn More
|
|
beaglemanduke@gmail.com | Sep 27, 2019 I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More |
||||
2.52% 2.02% |
$10,000 $1 |
- |
Learn More
|
|
2.50% |
$1,000 |
- |
Learn More
|
|
Early Withdrawal Penalty is all interest earned. |
||||
Jeffinnh | Mar 30, 2021 These guys are the best local bank. Very responsive. Read More |
||||
2.50% |
$500 |
- |
Learn More
|
|
Sara Jennings | Dec 26, 2021 SJennings Read More |
||||
2.50% |
$500 |
- |
Learn More
|
|
2.50% |
$20 |
- |
Learn More
|
|
Andrea | Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More |
||||
2.50% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.00% → 0.13% → 2.50% |
||||
John Darretta | Nov 13, 2019 My favorite bank in South Dennis MA. There are always sufficient enough staff so that there is never a long waiting line. And the staff is always pleasant and efficient. Read More |
||||
2.50% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.50% → 2.50% → 3.50% → 2.50% |
||||
JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
||||
2.50% |
$2,500 |
- |
Learn More
|
|
2.50% |
$500 |
- |
Learn More
|
|
Rate History: 0.25% → 2.50% |
||||
2.50% |
$500 |
- |
Learn More
|
|
Rate History: 1.00% → 2.50% |
||||
2.42% 2.07% |
$100,000 $1,000 |
- |
Learn More
|
|
Rate History: 1.00% → 2.42% |
||||
2.40% |
$0 |
- |
Learn More
|
|
Rate History: 2.45% → 2.40% |
||||
2.36% |
$500 |
- |
Learn More
|
|
Jan | Feb 6, 2021 After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More |
||||
2.32% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.27% → 2.32% |
||||
rick | Nov 3, 2023 site does not update at all, totally wrong rates listed Read More |
||||
2.28% |
$2,500 |
- |
Learn More
|
|
David Klemann Sr. | Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More |
||||
2.27% |
$0 |
- |
Learn More
|
|
Rate History: 1.00% → 3.55% → 3.03% → 2.27% |
||||
2.25% |
$5,000 |
- |
Learn More
|
|
Rate History: 0.01% → 2.25% |
||||
Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
||||
2.25% 2.10% |
$100,000 $25,000 |
- |
Learn More
|
|
2.25% |
$10,000 |
- |
Learn More
|
|
DMuessig | Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More |
||||
2.25% |
$500 |
- |
Learn More
|
|
Rate History: 1.50% → 2.25% |
||||
2.15% |
$500 |
- |
Learn More
|
|
2.14% 2.08% |
$100,000 $0 |
- |
Learn More
|
|
Rate History: 2.08% → 2.14% |
||||
2.12% |
$500 |
- |
Learn More
|
|
Rate History: 2.27% → 2.12% |
||||
2.07% |
$1,000 |
- |
Learn More
|
|
JR | Jan 16, 2019 12 mo now pays 2.80% apr Read More |
||||
2.05% |
$500 |
- |
Learn More
|
|
2.02% |
$1,000 |
- |
Learn More
|
|
SMOE | Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More |
||||
2.02% |
$500 |
- |
Learn More
|
|
2.02% |
$100 |
- |
Learn More
|
|
2.00% |
$1,000 |
- |
Learn More
|
|
2.00% |
$5,000 |
- |
Learn More
|
|
Rate History: 0.30% → 2.00% |
||||
2.00% |
$2,500 |
- |
Learn More
|
|
Rate History: 2.00% → 3.00% → 2.00% |
||||
50Rc2 | Dec 6, 2022 Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More |
||||
2.00% |
$1,000 |
- |
Learn More
|
|
2.00% |
$500 |
- |
Learn More
|
|
Rate History: 4.25% → 3.50% → 3.00% → 2.50% → 2.00% |
||||
2.00% |
$1,500 |
- |
Learn More
|
|
Rate History: 0.25% → 2.00% |
||||
Ralph F Smith | Jan 25, 2015 Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278. Read More |
||||
2.00% |
$500 |
- |
Learn More
|
|
2.00% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
not perfect but | Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More |
||||
2.00% |
$1,000 |
- |
Learn More
|
|
J Dally | Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More |
||||
2.00% |
$0 |
- |
Learn More
|
|
Rate History: 2.00% → 3.00% → 2.00% → 3.00% → 2.00% |
||||
Stella | Apr 30, 2019 No issues. I feel confident using them. Read More |
||||
2.00% |
$0 |
- |
Learn More
|
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
||||
2.00% |
$2,500 |
- |
Learn More
|
|
2.00% |
$500 |
- |
Learn More
|
|
2.00% |
$1,500 |
- |
Learn More
|
|
Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
||||
2.00% |
$2,500 |
- |
Learn More
|
|
Rate History: 1.00% → 2.00% |
||||
2.00% |
$10,000 |
- |
Learn More
|
|
Rate History: 2.00% → 2.50% → 2.00% |
||||
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
1.95% |
$500 |
- |
Learn More
|
|
Rate History: 2.00% → 1.95% |
||||
1.90% |
$50 |
- |
Learn More
|
|
Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
||||
1.86% |
$500 |
- |
Learn More
|
|
1.85% |
$1,000 |
- |
Learn More
|
|
1.81% |
$500 |
- |
Learn More
|
|
1.77% |
$1,000 |
- |
Learn More
|
|
1.76% |
$500 |
- |
Learn More
|
|
1.76% |
$1,000 |
- |
Learn More
|
|
Rate History: 4.05% → 3.39% → 1.76% → 2.88% → 1.76% |
||||
1.76% |
$10,000 |
- |
Learn More
|
|
1.76% |
$10,000 |
- |
Learn More
|
|
1.76% |
$10,000 |
- |
Learn More
|
|
Jane T | Dec 4, 2020 Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More |
||||
1.76% |
$10,000 |
- |
Learn More
|
|
1.76% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.27% → 1.76% |
||||
1.76% |
$500 |
- |
Learn More
|
|
HugoZH | Mar 20, 2023 Would not trust their business services department. Read More |
||||
1.75% |
$10,000 |
- |
Learn More
|
|
1.75% |
$500 |
- |
Learn More
|
|
1.75% |
$1,000 |
- |
Learn More
|
|
Rate History: 2.00% → 1.75% |
||||
Mandy | May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More |
||||
1.75% |
$100,000 |
- |
Learn More
|
|
1.75% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.00% → 1.75% |
||||
1.75% |
$100,000 |
- |
Learn More
|
|
1.75% |
$10,000 |
- |
Learn More
|
|
1.75% |
$500 |
- |
Learn More
|
|
1.75% |
$500 |
- |
Learn More
|
|
1.75% |
$1,000 |
- |
Learn More
|
|
1.75% |
$10,000 |
- |
Learn More
|
|
1.75% |
$1,000 |
- |
Learn More
|
|
1.72% |
$500 |
- |
Learn More
|
|
Rate History: 0.73% → 0.75% → 1.03% → 1.11% → 1.72% |
||||
Zflash4000 | Oct 1, 2017 Will play games with your account. changing posting dates and times. Will hold direct deposit so you overdraft your account. Read More |
||||
1.71% |
$10,000 |
- |
Learn More
|
|
1.70% |
$1,000 |
- |
Learn More
|
|
1.70% |
$100,000 |
- |
Learn More
|
|
1.70% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.70% → 1.70% |
||||
Old Man Bob | Apr 20, 2023 This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More |
||||
1.70% |
$10,000 |
- |
Learn More
|
|
1.66% |
$100,000 |
- |
Learn More
|
|
1.66% |
$10,000 |
- |
Learn More
|
|
1.66% |
$1,000 |
- |
Learn More
|
|
dionpayne | Jun 28, 2017 showmeonehundredthousanddollars Read More |
||||
1.65% |
$10,000 |
- |
Learn More
|
|
1.61% |
$10,000 |
- |
Learn More
|
|
Josh77 | Jan 21, 2020 Can someone deposits check via ATM Read More |
||||
1.61% |
$10,000 |
- |
Learn More
|
|
ron derfel | Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More |
||||
1.61% |
$10,000 |
- |
Learn More
|
|
1.61% |
$100,000 |
- |
Learn More
|
|
1.60% |
$10,000 |
- |
Learn More
|
|
1.60% |
$10,000 |
- |
Learn More
|
|
1.60% |
$10,000 |
- |
Learn More
|
|
1.56% |
$100,000 |
- |
Learn More
|
|
1.56% |
$100,000 |
- |
Learn More
|
|
1.55% |
$100,000 |
- |
Learn More
|
|
Aku | May 29, 2020 Dua Read More |
||||
1.55% |
$100,000 |
- |
Learn More
|
|
1.55% |
$500 |
- |
Learn More
|
|
1.53% |
$10,000 |
- |
Learn More
|
|
1.53% |
$10,000 |
- |
Learn More
|
|
1.53% |
$10,000 |
- |
Learn More
|
|
1.52% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$100,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$500 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$500 |
- |
Learn More
|
|
1.51% |
$1,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$10,000 |
- |
Learn More
|
|
1.51% |
$1,000 |
- |
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|
|
tedd | Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More |
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1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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1.51% |
$100,000 |
- |
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1.51% |
$10,000 |
- |
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1.51% |
$10,000 |
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|
1.51% |
$10,000 |
- |
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|
1.51% |
$10,000 |
- |
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|
1.51% |
$100,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
1.51% |
$10,000 |
- |
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|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$100,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$100,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.51% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
Rate History: 2.50% → 1.50% |
||||
RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
||||
1.50% |
$100,000 |
- |
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|
|
1.50% |
$500 |
- |
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|
|
1.50% |
$100,000 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$2,500 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
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|
|
1.50% |
$500 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$500 |
- |
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|
|
1.50% |
$1,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
CRH | Feb 13, 2023 I’ve not been getting my bank card as 3 have been on order now for over 6mths so they keep ordering me new ones after 2mths each time…I live in Canada & No one in Canada is getting there bank cards at ... Read More |
||||
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$500 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$100,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.50% |
$10,000 |
- |
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|
|
1.49% |
$1,000 |
- |
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|
|
1.49% |
$10,000 |
- |
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|
|
1.46% |
$10,000 |
- |
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|
|
1.46% |
$100,000 |
- |
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|
|
1.46% |
$10,000 |
- |
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|
|
1.46% |
$10,000 |
- |
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|
|
1.46% |
$10,000 |
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|
|
1.46% |
$100,000 |
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|
|
1.46% |
$10,000 |
- |
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|
|
lloyde mille3r | Mar 29, 2017 my ira Read More |
||||
1.46% |
$100,000 |
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|
|
1.46% |
$10,000 |
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|
|
1.46% |
$10,000 |
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|
|
1.45% |
$10,000 |
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|
|
Steve | Mar 19, 2021 ... Read More |
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1.45% |
$500 |
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|
|
1.45% |
$500 |
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|
|
1.45% |
$100,000 |
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|
1.45% |
$10,000 |
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1.45% |
$10,000 |
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1.41% |
$10,000 |
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1.41% |
$500 |
- |
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1.41% |
$100,000 |
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|
|
1.41% |
$500 |
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|
|
1.41% |
$10,000 |
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|
|
1.41% |
$100,000 |
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|
1.41% |
$60,000 |
- |
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|
1.41% |
$2,500 |
- |
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|
|
1.41% |
$10,000 |
- |
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|
|
1.41% |
$25,000 |
- |
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|
|
1.41% |
$100,000 |
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|
1.41% |
$10,000 |
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|
|
1.41% |
$100,000 |
- |
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|
|
1.41% |
$50,000 |
- |
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|
|
Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
||||
1.41% |
$500 |
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|
|
1.41% |
$10,000 |
- |
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|
|
houston0800 | Sep 14, 2020 Jamestown KY Read More |
||||
1.41% |
$10,000 |
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1.41% |
$10,000 |
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1.41% |
$100,000 |
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1.41% |
$500 |
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|
1.41% |
$100,000 |
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|
1.41% |
$10,000 |
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1.41% |
$10,000 |
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1.41% |
$100,000 |
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1.41% |
$100,000 |
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1.41% |
$100,000 |
- |
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|
1.40% |
$100,000 |
- |
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|
|
1.40% |
$25,000 |
- |
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1.40% |
$10,000 |
- |
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1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
|
diane@dianemahan.com | Oct 23, 2017 How o purchases the special 10% CD rate? Read More |
||||
1.40% |
$100,000 |
- |
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|
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1.40% |
$500 |
- |
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|
|
1.40% |
$100,000 |
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|
|
1.40% |
$10,000 |
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|
20000 | Aug 15, 2021 20 Read More |
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1.40% |
$10,000 |
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|
|
1.40% |
$10,000 |
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|
|
1.40% |
$10,000 |
- |
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|
1.40% |
$500 |
- |
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|
|
1.40% |
$1,000 |
- |
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|
|
1.40% |
$100,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
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|
1.40% |
$10,000 |
- |
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|
|
1.40% |
$10,000 |
- |
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|
1.40% |
$100,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$100,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$10,000 |
- |
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|
1.40% |
$100,000 |
- |
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|
|
1.40% |
$10,000 |
- |
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|
1.39% |
$10,000 |
- |
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|
1.38% |
$500 |
- |
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|
|
1.38% |
$100,000 |
- |
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|
|
1.38% |
$10,000 |
- |
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|
|
1.37% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$100,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$1,000 |
- |
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|
|
1.36% |
$500 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$500 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$100,000 |
- |
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|
|
1.36% |
$100,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.36% |
$5,000 |
- |
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|
|
1.36% |
$100,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$500 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$5,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$100,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$10,000 |
- |
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|
|
1.35% |
$500 |
- |
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|
|
Rate History: 1.00% → 1.35% → 1.30% → 1.35% |
||||
Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
||||
1.35% |
$100,000 |
- |
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|
|
1.35% |
$500 |
- |
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|
|
Rate History: 0.60% → 1.35% |
||||
1.35% |
$10,000 |
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|
|
1.33% |
$10,000 |
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|
|
1.32% |
$10,000 |
- |
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|
|
1.32% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
Rate History: 1.51% → 1.31% |
||||
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
1.31% |
$10,000 |
- |
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|
1.31% |
$10,000 |
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|
1.31% |
$10,000 |
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|
1.31% |
$10,000 |
- |
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|
1.31% |
$10,000 |
- |
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|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
1.31% |
$10,000 |
- |
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|
1.31% |
$500 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
||||
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$1,000 |
- |
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|
|
1.31% |
$100,000 |
- |
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|
|
1.31% |
$2,000 |
- |
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|
|
1.31% |
$100,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$100,000 |
- |
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|
|
jmconrad1 | Jan 1, 2020 00Title1! Read More |
||||
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$100,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$100,000 |
- |
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|
|
bws/esc | Apr 27, 2023 have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More |
||||
1.31% |
$100,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.31% |
$10,000 |
- |
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|
|
1.30% |
$100,000 |
- |
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|
|
1.30% |
$50,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$100,000 |
- |
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|
|
1.30% |
$500 |
- |
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|
|
1.30% |
$2,500 |
- |
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|
|
1.30% |
$1,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$100,000 |
- |
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|
|
1.30% |
$100,000 |
- |
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|
|
1.30% |
$1,000 |
- |
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|
|
1.30% |
$100,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$500 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$1,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
should be valued customer | Apr 22, 2022 I am considering finding another bank to do business with Read More |
||||
1.30% |
$10,000 |
- |
Learn More
|
|
1.30% |
$500 |
- |
Learn More
|
|
Seth B Glover | Aug 10, 2019 I did not appreciate getting pulled into the 2.53% offer on $100k only to have the rate lowered by the time I finally got the money in. Read More |
||||
1.30% |
$10,000 |
- |
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|
|
1.30% |
$500 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$10,000 |
- |
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|
|
1.30% |
$1,000 |
- |
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|
|
Rate History: 1.05% → 1.30% |
||||
ruler009 | May 26, 2017 Before009 Read More |
||||
1.30% |
$1,000 |
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Gripp13 | Jan 27, 2023 The worst bank I have ever had Read More |
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1.30% |
$10,000 |
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1.30% |
$10,000 |
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1.30% |
$10,000 |
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1.30% |
$10,000 |
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1.29% |
$100,000 |
- |
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Tami Phillips | Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More |
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1.29% |
$10,000 |
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1.29% |
$10,000 |
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1.29% |
$100,000 |
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1.28% |
$100,000 |
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1.27% |
$10,000 |
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1.27% |
$100,000 |
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1.27% |
$10,000 |
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1.26% |
$1,000 |
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1.26% |
$10,000 |
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1.26% |
$90,000 |
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1.26% |
$10,000 |
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1.26% |
$10,000 |
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1.26% |
$1,000 |
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1.26% |
$10,000 |
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1.26% |
$10,000 |
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It's just me | Aug 20, 2022 FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More |
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1.26% |
$500 |
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1.26% |
$100,000 |
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1.26% |
$5,000 |
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1.26% |
$10,000 |
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1.26% |
$10,000 |
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1.26% |
$10,000 |
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1.26% |
$500 |
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1.26% |
$500 |
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1.26% |
$1,000 |
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Jay | Dec 8, 2016 Not a handicap friendly bank at main office. Customers must walk long distance to reach teller windows far from entrance. CD rates could be improved. Putman County Bank has 1 percent better on larger... Read More |
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1.26% |
$10,000 |
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|
1.26% |
$500 |
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|
1.26% |
$10,000 |
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ronald.burrell673@gmail.com | Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More |
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1.26% |
$500 |
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1.26% |
$10,000 |
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1.26% |
$500 |
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1.26% |
$10,000 |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Five-year CDs are the big kahuna of the CD world. While banks may offer six-year, seven-year, or even 10-year CDs, the five-year is the longest of the most commonly offered terms. The 5-year CD is therefore often the highest offer at your local bank. Therefore, the temptation for those looking for yield is to open one, deposit money, and forget about it for five years. This could be a mistake. In rising rate environments a five-year CD may not be a good investment.
Like every other CD term, five year CDs from FDIC insured banks are protected up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure.
The principle threat to a a five year CD is inflation. If the CD is opened in a low rate environment, and rates and inflation subsequently rise, then inflation will erode the value of the certificate of deposit over its five years. For example, if a depositor opened a five year CD in year 1 with a yield of 2.05% APY and inflation at 1.5%, then the real return is .55 percentage points. But if inflation rises the next year to 2.5% and stays there for the next four years, then the CD in real terms is losing money every year: 2.05% - 2.5% = -.45%.
While it is impossible for anyone to predict too far into the future, savers should be cognizant of the economic environment before locking up money for a five year time-period. Our rate analysis page provides some insight into where we think rates will go.
On the other hand, if rates are falling and will continue to do so for some time due to an economic recession then it makes sense to lock in a higher rate with a five year CD. Savers who opened five year CDs in 2008 immediately after the financial crisis were able to lock in rates in the 6% range, a great move considering two years later a five year CD paid below 3%.
Five-year CDs currently pay about 1.00% more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years.
Opening a five year CD in a branch is relatively easy and similar to every other CD term. Most banks require the customer be a resident of the United States and most branch-based banks ask that the account be opened in the bank. Funding can be performed by transferring money that is already located at that bank or by check or ACH transfer from another bank. The CD can be opened that day and the rate locked.
With longer term CDs, savers should make sure they put a record of the CD in a safe place and that if they move, they forward their new address to the bank. In cases where the bank cannot find the CD holder, the bank may hand the funds over to a state authority as a lost deposit, and it will require onerous paperwork to reclaim the money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates